How much does TMS cost?
Quick Answer
TMS therapy typically costs between $10,000 to $15,000 for a full course of treatment (36 sessions). However, most insurance plans now cover TMS for treatment-resistant depression, significantly reducing out-of-pocket costs.
The cost of TMS varies based on geographic location, provider, and insurance coverage:
**Without Insurance**: - Cost per session: $300-$500 - Full course (36 sessions): $10,800-$18,000 - Maintenance sessions: $250-$400 each
**With Insurance**: Most major insurers (Medicare, Blue Cross Blue Shield, Aetna, Cigna, UnitedHealthcare) now cover TMS for treatment-resistant depression. Your out-of-pocket cost typically depends on: - Deductible status - Co-insurance percentage - In-network vs out-of-network provider
Average patient responsibility with insurance: $500-$3,000 total
**Geographic Variations**: - Major metro areas (NYC, LA, SF): $400-$500/session - Mid-size cities: $300-$400/session - Rural areas: $250-$350/session
Many clinics offer financing plans through CareCredit or Prosper Healthcare Lending, allowing you to spread payments over 12-24 months.
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Read Answer →Medical Disclaimer
The information provided on this page is for educational purposes only and is not intended as medical advice. TMS List does not provide medical advice, diagnosis, or treatment. Always consult with a qualified healthcare provider regarding any questions you may have about a medical condition or treatment.
Last Updated: April 17, 2026